Terrorism Insurance

Terrorism Insurance

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The Terrorism Risk Insur. Act. (TRIA) specifies that the fed. govAit. assume financial responsibility for insured losses on commercial properties resulting from future terrorist attacks. While TRIA has been credited with stabilizing markets for terrorism insur. after 9/11, questions remain as to whether certain policyholders, esp. those located in large urban areas viewed as being at high risk of attack, may still face challenges in obtaining coverage. This study describes: (1) whether the availability of terrorism insurance for commercial properties is constrained in any geographic markets; (2) factors limiting insurersAi willingness to provide coverage; and (3) advantages and disadvantages of selected public policy options to increase the availability of such insurance. Illus.That is, they placed all or a portion of their terrorism coverage in a captive insurance company, which insures the risks of the owner.15 For the purpose of insuring property terrorism risk, a captive insurer would generally be a wholly ownedanbsp;...

Title:Terrorism Insurance
Author: Yvonne D. Jones
Publisher:DIANE Publishing - 2009-03-01

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